insurance tracking

COI Expiration Monitoring: The Automated Tracking That Prevents the $2M Coverage Gap You Didn't See Coming

Every active subcontractor on a project should have a current Certificate of Insurance on file. Managing that across 40 subs on 15 projects — each with policies expiring on different dates — is where most construction companies fail. Automated COI monitoring with expiration alerts, auto-requests to brokers, and payment gates turns what's typically a manual-spreadsheet exercise into a systematic process that catches gaps before they become claims.